Qualifications

Based on the Your Income and Credit Score, we can generously offer loan packages starting at $5,000. 
2023 loans can now be used for Personal expenses or to invest in your Business.

Simple Requirements Get Approved

• Minimum Equifax credit score of 575
• Minimum 1 month time in business (depending on industry)
• Minimum monthly sales of $17,000
• Loan amounts from $5,000 to $1,000,000
• Loan amounts up to $500,000 for single entities
• Loan amounts up to $750,000 for multiple entities
• No collateral required on amounts up to 750,000
• Same-day approvals and fundings in under a week
• Minimal documentation is required
• Interest-only options are available
• Up to 50% principal deferment for lowest payment
• All loans come with an optional line of credit
• Fast access to 5 loan drafts over a 6-month period
• Repayment is not tied to credit card transactions
• Early pay-off options are available
• The interest paid is tax deductible
• Fixed repayment terms from 12 to 36 Months

Tips for better Approval Odds

Although your exact loan terms will vary depending on the underwriters determination of your completed pre-qual form, we have a list of the most known application denials. 
Please refrain from the following: 

• New credit lines opened within 6 months of application.
• Having more than 6 inquiries in the last year.
• Utilizing more than 50% of your Available Credit. 
• Having  late payments shown within the last 2 years. 
• Banktuptcy less than 2 years old